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Privacy Policy

SkyTrailCash.com is serious about protecting your online privacy. This Privacy Policy explains our views and practices concerning privacy and how they may pertain to you as a user of our website. All information transmitted, printed, or otherwise submitted to Lender via this website shall be deemed to be the property of SkyTrailCash.com and its affiliates. We shall be free to use such information for any lawful purpose as detailed herein. We reserve the right to release such information to law enforcement or other governmental officials as we, in our sole and absolute discretion, deem necessary to comply with the law.

WHAT INFORMATION WE COLLECT

We automatically collect and/or track the following:

  • Web page HTTP headers (home server domain names, IP address, type of client computer, and type of Web browser);
  • Information provided by you through on-line forms, registration forms, surveys, and/or other entries, such as your name, address, drivers license number or other government issued photo ID, social security number, e-mail addresses, assets and income;
  • Information, user specific or aggregate, on what pages our visitors access;
  • The e-mail addresses of visitors that communicate with us via e-mail;
  • Information about your transactions with SkyTrailCash.com, its affiliates or others, such as payment history and loan balances; and
  • Information we receive from third parties, such as consumer reporting agencies and other lenders, regarding creditworthiness and credit history.

HOW WE USE THAT INFORMATION

We use your personal, demographic and profile data to enhance your experience at our website and to enable us to present content we think you might be interested in. We use your contact information to send you information about our company and promotional material from our partners. We may also use your personal, demographic and profile data to improve our website, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our databases and used for future e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online.

DISCLOSURE OF DATA TO THIRD PARTIES

If you choose to provide personal information, it will be used for the following purposes:

  • Considering you for a loan; and
  • For marketing products and services which we determine, in our sole judgment, that you might find of interest.

We reserve the right to share, rent, sell or otherwise disclose data we collect to our affiliates, as well as to non-affiliated third parties, including but not limited to magazine publishers, retailers and direct marketers. Any non-affiliated third party we share, rent, sell or otherwise disclose data to will be carefully prescreened by us, determined by us to be reputable, and will use the personal data for marketing products and services which we determine, in our sole judgment, that you might find of interest.

DETAILED WIRELESS POLICY

By opting-in you are providing consent to use personal information to provide the services you've requested, including services that display customized content and advertising.

Your provider's Msg & Data Rates apply to any SMS (Short Message Service) messages. You may opt-out and remove your SMS information by sending "STOP", "END", "CANCEL", "UNSUBSCRIBE", or "QUIT" to the SMS text message you have received. If you remove your SMS information from our database, your number will no longer be used for secondary purposes, disclosed to third parties and used by us for third parties to send promotional correspondence to you.

Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider's name, the date & time, and content of your messages. We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS-IS basis.

Wireless Opt-Out: To cancel text message alerts, simply reply "STOP" to the message received to opt-out of respective text alert programs.

COLLECTION AND USE OF BANK ACCOUNT INFORMATION

If we extend credit to a consumer, we will consider any bank account information provided by the consumer as eligible for us to process payments. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process for underwriting and verification purposes only. We always obtain prior separate customer authorization when trying to obtain additional customer bank account information as a potential payment option.

YOUR OPT-OUT RIGHTS

You may opt out of receiving communications from us and/or our third party partners by not submitting your information. We also allow you to remove your information from our database by responding to any of our e-mail communications with "remove" in the subject line. If you remove your information from our database, it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you. We take your privacy seriously and do not tolerate spam.

OUR RIGHT TO CONTACT YOU

We reserve the right to contact you regarding your account status and changes to subscriber agreements, privacy policy, or any other policies or agreements relevant to you and/or your loan.

OUR RIGHT TO CHANGE THIS POLICY

We reserve the right to change this policy at any time by notifying you of the existence and location of the new or revised privacy policy or by posting the changes online at our website.

WE DO NOT INTEND TO COLLECT DATA FROM CHILDREN

The information and services provided by us or our affiliates, sponsors, and advertisers are not intended to be viewed by children (under 18 years old). No information collected from children is knowingly used for any marketing or promotional purposes whatsoever by Lender or its affiliates.

LOAN AGREEMENT PRIVACY POLICY DISCLOSURE

PRIVACY POLICY
Rev.November 2012

FACTS WHAT DOES NINGODWAASWI, LLC d/b/a SKY TRAIL CASH DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Consumers have the right to limit some but not all sharing. This notice tells you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and checking account information
Payment history and income
Employment information and wire transfer instructions
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reason Ningodwaaswi, LLC d/b/a Sky Trail Cash chooses to share; and whether you can limit this sharing

Reasons we can share your personal information Does Sky Trail Cash share? Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO
For our marketing purposes to offer our products and services to you. YES NO
For joint marketing with other financial companies. NO WE DO NOT SHARE
For our affiliates everyday business purposes information about your transactions and experiences. YES NO
For our affiliates everyday business purposes information about your creditworthiness. YES YES
For our affiliates to market to you. YES YES
For nonaffiliates to market to you YES YES

To limit our sharing Call 1-844-650-5931 and our menu will prompt you through your choices or
Visit us on the web at www.SkyTrailCash.com
Contact us via email at CustomerService@SkyTrailCash.com
Please note:
If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer our customer, we can share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions? Call 1-844-650-5931 or go to www.SkyTrailCash.com.

Who we are:
Who is providing this notice? Ningodwaaswi, LLC d/b/a Sky Trail Cash, a business entity of the Lac du Flambeau Indian Community, is providing this privacy policy.

What we do:
How does Sky Trail Cash protect my personal information? To protect your personal information from unauthorized access and use, we use security measures. These measures include computer safeguards and secured files and buildings.
How does Sky Trail Cash collect my personal information? We collect your personal information, for example, when you
Apply for a loan
Give us your income information
Tell us where to send the money
Provide account information
Provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can't I limit all sharing? You have the right to limit only
sharing for affiliates everyday business purposes information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account

Definitions:
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include other business entities of the Lac du Flambeau Indian Community.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Sky TrailCash does not jointly market.